FIAU AML/CFT Supervisory Plan 2026–2027: Key Takeaways for Subject Persons
The Financial Intelligence Analysis Unit (FIAU) has published its AML/CFT Supervisory Plan 2026–2027, setting out the key areas that will shape its supervisory activities during the upcoming cycle. The plan continues to support a risk-based approach to supervision, focusing on areas that present higher money laundering, terrorist financing, and proliferation financing risks.
What Will the FIAU Focus On?
During the 2026–2027 cycle, the FIAU will place particular emphasis on:
- Suspicious transaction reporting obligations
- Risk-based AML/CFT controls
- Transaction monitoring effectiveness
- Customer due diligence (CDD)
- Source of wealth and source of funds verification
- Travel Rule compliance for crypto-asset service providers
- Terrorist financing and proliferation financing risk management
The FIAU will continue using a range of supervisory tools, including AML/CFT returns, supervisory meetings, thematic reviews, policy reviews, onsite inspections, and targeted interventions.
Subject persons should use this opportunity to review their AML/CFT frameworks and ensure they are aligned with the FIAU’s supervisory expectations. Particular attention should be given to business risk assessments, customer due diligence measures, transaction monitoring processes, reporting procedures, and staff awareness. Proactive preparation can help organisations identify weaknesses early, strengthen their compliance frameworks, and demonstrate a strong culture of compliance during supervisory engagements.
The FIAU’s Supervisory Plan provides valuable insight into the regulator’s expectations for 2026–2027. By reviewing key compliance controls and addressing potential gaps, subject persons can better prepare for future supervisory activity and enhance their overall AML/CFT compliance framework.
Diligex assists subject persons with AML/CFT compliance reviews, business risk assessments, independent testing, policy and procedure reviews, training, and ongoing compliance support to help organisations prepare for FIAU supervisory engagements.
Source: FIAU Report AML/CFT Supervisory Plan 2026–2027
Disclaimer: This article is intended for general information purposes only and does not constitute legal, regulatory, or professional advice. Organisations should seek specific advice tailored to their individual circumstances and regulatory obligations.
